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Trump Judge Dismisses Consumer Claims Against Company That Overcharged for Medical Records: Confirmed Judges, Confirmed Fears

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Trump Judge Dismisses Consumer Claims Against Company That Overcharged for Medical Records: Confirmed Judges, Confirmed Fears

Confirmed Judges, Confirmed Fears” is a blog series documenting the harmful impact of President Trump’s judges on Americans’ rights and liberties. Cases in the series can be found by issue and by judge at this link.

Trump Sixth Circuit judge John Nalbandian cast the deciding vote in December 2019 to affirm a district court decision that dismissed consumer claims against a company that overcharged for copies of medical records from medical providers. The case is Faber et al v. Ciox Health LLC.

Richard Faber and Jennifer Monroe requested copies of their medical records from two Tennessee hospitals. The hospitals contracted with Ciox, one of the largest medical records providers in the country, to provide copies of medical records to their patients. Ciox is subject to both Health Insurance Portability and Accountability Act (HIPAA) laws and state regulations. Tennessee law prevents hospitals from charging patients more than the reasonable costs for copying their records.

Faber and Monroe accused Ciox of charging them more than what Tennessee law allows, and sued Ciox in district court. After they lost, Faber and Monroe then moved for class certification for those who also requested their medical records from medical providers and were overcharged by Ciox. Ciox moved for summary judgment, asserting that Tennessee’s fee limit law only applies to hospitals and not independent copying service companies. The district court granted certification to Faber and Monroe, but weeks later ruled in favor of Ciox on their summary judgment motion. Faber and Monroe appealed.

The majority, including Nalbandian, sided with the district court and Ciox.  Although the Tennessee Court of Appeals has held that the Tennessee fee limit statute extends to independent copying services, the majority chose to make its own interpretation of the state law, claiming it was following the plain language of the statute.

Judge Merritt strongly disagreed, explaining that the majority should have followed the reasoned opinion of the Tennessee Court of Appeals that applied fee limits to independent copying services like Ciox. He went on to say that the only reason to do otherwise would be if the ruling was clearly erroneous or violated Tennessee law. Neither was the case, and the majority’s argument did “not clear that high hurdle.”  But because of Judge Nalbandian’s deciding vote, Faber and Monroe are two more people among many who have been on the losing end of unfair billing practices.


Confirmed Judges Confirmed Fears, Consumer Rights, John Nalbandian, Sixth Circuit Court of Appeals, Tennessee